The Connecticut Worker’s Compensation system is mandatory. This means that employers are required to provide worker’s compensation insurance for their employees. Worker’s compensation insurance may be provided through a private insurance carrier, or employers may self-insure, but they must provide the State with proof of adequate funding that is set aside to pay for any claims (so called “proof of financial responsibility”).
Special Employment Situations
Connecticut worker’s compensation act also covers all types of workers including private employees and those working for the government, such as police officers, teachers, maintenance workers to name a few.
Can I choose my Doctor?
Complete medical benefits are provided to all employees, who are entitled to Connecticut worker’s compensation benefits. The State of CT by law allows employers to purchase an established managed care plan (also known as a PPO plan) that acts in many ways like a traditional HMO health insurance plan, where an injured worker must treat with a doctor in the plan. However the plan must provide many different options of treaters within the same speciality so that the injured worker can choose a treater that he or she likes within that range of choices. In absence of a qualified and approved managed care plan, then the choice of physician is made by the employee.
How are Monetary Benefits Provided?
Miscellaneous Other Benefits
Connecticut Worker’s Compensation Benefits are available for mileage reimbursement for the injured worker driving to and from the doctor’s office. Awards of money are also available for permanent scarring, generally limited to the facial area. Vocational rehabilitation is also available based on state agency funding for a worker to be re-trained into a new profession if they can no longer continue in the previous job due to physical limitations from their work injuries.
Attorney fees are limited to 20% of any specific award; 20% if the entire matter is closed out or “stipped;”or if the attorney has to go to a hearing to recover the employee his or her TT or TP payments. It is done on a contingency basis so that the attorney only receives legal fees of he or she recovers for the injured worker the benefits described herein.
At Tindall Law Firm, LLC we are very experienced in helping those with injuries to receive the just compensation to which they are entitled. Please contact us with any questions on this topic or any other legal issues by calling us at (203) 755-0018 or visiting us online at http://tindall.webozy.net with all your legal needs.